Pre-paid cash card work as a reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. As purchases are made, funds are immediately deducted from the available card balance. If you tend to control you’re spending then a pre-paid cash card or prepaid credit card could be a good card for you. Thrust me, it is a new way to managing your money. A pre-paid cash card is safer if comparing to carrying cash because cash card can prevent cash being stolen or lost.
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Pre-paid cash cards may be convenient for the card holder; the real benefit belongs to the card issuer. Because the cards are pre-paid, the issuer gets immediate use of all the money that was used to fund the card, even if the cardholder takes months to spend it all. So, now many consumers choose to apply a pre-paid cash card because it is safe and easy.
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Example of pre-paid cash card
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The Touch 'n Go smart card is used by Malaysian toll expressway and highway operators as the sole electronic payment system (EPS) which uses contactless smartcard technology. The card looks similar to a credit card. Touch’n Go card not only for toll fare but also parking services, public transport , theme park and cashless payment at retail outlets . User can continue using the card as long as it is pre-loaded with electronic cash. . once user finish with their money they can reload their card at toll plaza , train stations, petronas kedai mesra, kiosk, mini mart ,mobile phone shops , auto teller machines . The card may be reloaded from 10 denominations between RM10 to RM500. a
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You can use Touch ’n Go card to buy burgers. Have u heard of it?
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Yes , you can . The next time you go to a fast-food stall for your burger or doughnut, don’t worry if you have forgotten your money as all you need is your Touch ’n Go card. You can buy such items from 21 outlets in the Klang Valley under a pilot scheme for the Touch ‘n Go card which is currently a toll, public transport and parking paying device. The outlets are from A&W, Burger King, Dunkin’ Donut, 7-Eleven, Carrefour hypermarkets, Caltex convenience stores and Cineleisure. The card could also be a good way of controlling children's spending as this could be their one card from taking public transport to buying their lunch or snacks. a
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Touch‘n Go enhances the speed of paying for low value but high frequency transactions. Apart from the speed, it is also very convenient because user no longer need to prepare for small change or wait in queue at the cash lane to complete the transaction. Touch 'n Go Sdn Bhd (formerly known as Rangkaian Segar Sdn Bhd), the operator of this Electronic Payment System, has several range of Touch ‘n Go cards to suit different market needs too.
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2 comments:
de 1st time heard touch n go can buy burger .. haha .. maybe they are extanding their range of service to more sector in msia .. by de way it is reli convenient for every people especially using in highway toll at peak hour .. it prevent traffic jam sometime i guess ..
by the way .. australia is using GoGo card .. it function same as touch n go but de range of service is still limit with ferry,train n bus .. de brisbane council city is encouraging the public to use it by giving discount when using gogo card =) it save us alot money =p
Aus,Thanks for reading and comment on this post. by the way, Malaysia's TNG card can also use to pay for some mall's parking fees. This technology is now available in fast food industry such as Dunkin's Doughnut. However, in my opinion, government should spread out this good technology widely to Malaysian in order to facilitate consumer daily consumption.
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