Internet is a global system of interconnected computer network consists of millions of private and public networks of local to global scope. Nowadays, most of us will rely on computer to store our personal data and use online financial service to perform financial transactions such as online banking, transfer money. We should have adequate safeguard to protect the confidential data from being stolen.
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Here are a few approaches on how to safeguard our personal data
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Password protect
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Choose your password wisely. While you want to choose something you'll remember, you don't want it to be something that a clever thief could figure out just by learning your birth date or your child's name. A combination of uppercase and lowercase letters, numbers, and symbols will offer you more security. And remember do not reveal any personal information or passwords to anyone.
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Keep credit cards to a minimum
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Use a credit card with a small limit for online purchase. It's all too easy for a dishonest sales clerk to use your credit card information. If the card you use for these purchases has a low credit limit, at least felon won't be able to rack up many bills before hitting a wall.
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Install antispyware and antivirus software
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Protect your computer's security by using anti-virus software, spyware, firewalls to guard your computer information from the nefarious.a
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Avoid using public computer for accessing financial information
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Avoid logging on to check your bank balance using a public computer or coffee shop that offers wireless access. After using any of the Financial Data Center or member services, it is a must to log out before leaving the Financial Data Center. If you are using public computer , must remember to close the browser window. That is to prevent other users from reading your personal information and mail.a a
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Guard your Social Security number
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Make sure that anyone asking for your Social Security number really needs it. Often businesses that ask for a Social Security number can use an alternative customer identification number if you ask. Make sure not to print your Social Security number on checks or in other highly visible places.Store your card in a safe place and avoid giving the number to others.a
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Avoid click on pop-up 
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You are not encourage to click on pop-up ads or download any information from unknown sites. Never open an attachment or click on a link sent to you by an unknown party. Attachments can contain viruses and links can lead unsuspecting users to dummy sites where they are asked to input financial information.
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Avoid giving personal information to anyone who anyone who solicits you over the phone , mail or unknown 3rd parties. a a a a
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Review credit report frequently to check whether the amount is accurate.a
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Update your browser. Updating your browser on a regular basis can help plug up security holes.
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http://www.fool.com/personal-finance/general/2006/09/23/safeguard-your-financial-life.aspx
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3 comments:
hi, i always make online transaction, i wonder, beside those threats which has provided in the post, any other matter do i need to focus on?
and thanks for providing this information.
^.^
Hi,
according to my experience, i suggest you to log out after u make any online transaction.
2nd - do remember not to use others ppl computer to login to ur bank account, there is a possibility for them to track your ID and password.
3rd - To avoid tecnical problem, you should "print screen" for the success transaction page and record the reference number as an evidence for your transaction.
I did all this while making online transaction.
Hope my suggestion could help you..
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